What Are Retirement Mutual Funds?

by Jeff

Retirement mutual funds, also sometimes called target-date mutual funds, were designed to provide a given amount of income at some specific future date. Often, they are structured to provide immediate diversification into stocks and bonds, in order to build rapid portfolio value. Later, as the member nears retirement age, they move into a more conservative [...]

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Mutual Funds Vs. ETFs

by Jeff

You’ve decided that you’re ready to invest. You want to save for your retirement years. You want to make sure that you’re financially comfortable long after you’ve quit working.
This is a commendable goal. But now the real work begins: You have to decide in what investment vehicles to sink your money. Two worthwhile contenders for [...]

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What Are Equity Mutual Funds?

March 14, 2010

Equity mutual funds are professionally managed mutual funds that invest in stocks, with the objective of long term growth through capital gains, rather than strictly dividends (although dividends have historically been responsible for a good share of the long-term return). Typically, mutual funds specializing in equities focus either on a group of stocks in [...]

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Uncovering The Hidden Costs Of Mutual Funds

March 13, 2010

Think you know exactly how much your mutual funds are costing you each year? Think again. The unfortunate truth is that many funds come packed with hidden mutual fund fees, fees that most consumers have no idea exist.
But you want to be an educated consumer, right? If that’s the case, you’ll take the extra time [...]

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What Are Dividend Mutual Funds?

March 12, 2010

While there is currently no mutual fund actually referred to a “dividend mutual fund”, the term refers to a professionally managed mutual fund that pays dividends to its shareholders. These are funds comprised of a selection of different companies’ stocks, typically companies that are well established. As such, their growth may be relatively low or [...]

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Are mutual funds a good investment?

March 12, 2010

You’ve decided it’s time to start investing. You’ve heard and read about mutual funds. Everyone you know, it seems, is investing money in these vehicles. But you’re not quite certain. How do you know if mutual funds are right for you?
You have many choices when it comes to investing your dollars. You can put your [...]

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Commodity Mutual Funds

March 10, 2010

Commodity mutual funds are professionally managed investment funds, specializing in commodities, or materials, which are used in other products. Wheat, sugar, soybean, coffee, gold, oranges, livestock, etc. are all commodities. The most attractive feature of the commodity mutual fund is that their prices tend to offer a very nice hedge against inflation, since their prices [...]

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What are Bond Mutual Funds? Types of Bond Funds

February 27, 2010

What are Bond Mutual Funds? Types of Bond Funds
Bond funds are one of the more conservative professionally managed mutual funds around, in that they protect the invested principal and are invested in more stable debt vehicles, such as US government bonds, municipal bonds or corporate bonds. The mutual members receive a monthly or quarterly [...]

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When To Buy Mutual Funds

February 15, 2010

When to Buy Mutual Funds
Mutual funds are a great investment for a lot of investors but when is the right time for you to buy mutual funds and what are the best mutual funds to buy? Well the answer is there is no answer, and it depends on your personal financial situation, your tax [...]

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Stock Mutual Funds

February 15, 2010

Stock Mutual Funds
Stock mutual funds are mutual funds that primarily invest in stocks (hence the name). As we know, mutual funds invest in a variety of securities which are then combined and divided in to shares for investors according to how much they invested in the fund. Let’s take a closer look at [...]

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Mutual Funds For Beginners

February 14, 2010

Mutual Funds For Beginners
Mutual Funds are a great way for beginners to get started investing and build their retirement portfolio. The problem is that most beginner investors don’t understand what are mutual funds are and how they work. In this tutorial we will take a look at all of the mutual fund basics [...]

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Money Market Mutual Funds

January 25, 2010

Money market mutual funds are very conservative funds that invest exclusively, or primarily, in money markets. These guys are good at naming their funds right? If you aren’t familiar with money markets, they are essentially short term, very low risk investments that offer a great deal of security but don’t offer much in the [...]

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Investing in Stock Funds: Equity Mutual Funds

January 20, 2010

Investing in Stock Funds: Equity Mutual Funds
Most beginners to mutual fund investing have heard of the term equity mutual funds but aren’t quite sure what it means. Simply put, equity mutual funds are mutual funds that invest principally in stocks. Despite not knowing what equity funds are, most people who own mutual funds [...]

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Mutual Fund Investment Strategies

December 22, 2009

Mutual Fund Investment Strategies
Mutual fund investing can be referred to as a way to mitigate risks and resorting to a proactive mode of managing any anticipated losses. Unlike stand alone stock investing firms which bear the entire burden of any loss incurred in stock market trading, mutual fund investments are a pool of resources from [...]

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Growth Stock Mutual Funds

August 15, 2009

Growth Stock Mutual Funds
Just the thought of what mutual funds to invest in is enough to give anyone a headache. With so many investment choices available choosing the best mutual funds is difficult at best. If you don’t know all you should about each investment then you probably depend on reading articles and newspapers. If [...]

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Best Green Mutual Funds

August 15, 2009

The Best Green Mutual Funds
There’s a wide variety of “green” companies with most of them being smaller companies that offer green mutual funds, stocks and bonds to the public. The goods and services of these companies all share one common goal and that is to preserve the Earth. These eco friendly companies include individuals who [...]

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No-Load Mutual Funds

August 10, 2009

A No-Load Mutual Fund is basically a mutual fund in which the shares are sold without having to pay a commission or sales fee. This is because the shares are solely distributed by the investment company and not by any other secondary parties. On the other hand, a load fund is quite the opposite. One [...]

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What Are Mutual Funds and How Do They Work: How To Buy Mutual Funds

August 6, 2009

What Are Mutual Funds and How Do They Work: How To Buy Mutual Funds
Over the last couple of years, Mutual Funds have become very popular. It is calculated that almost 80 million people in the United States invest in Mutual Funds, a staggering figure I must point out. But just what are mutual funds [...]

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